Langston & Lott, PLLC Tupelo
Bicycle Accident

In their efforts to minimize payouts, insurance companies use several strategies that can significantly impact the compensation victims receive.

One common approach is to question the severity of your injuries, suggesting that they are not as serious as claimed or that they pre-existed the accident. Insurers may also scrutinize medical records and treatment plans, looking for gaps or inconsistencies to argue that the treatments were unnecessary or unrelated to the accident.

Another tactic involves disputing liability, where insurance companies might assert that you were partially or wholly responsible for the accident to reduce their financial obligation. They often conduct extensive investigations, using your own statements against you or interpreting the accident scene in a way that favors their position. This can be particularly challenging when there are no witnesses or when the evidence is not clear-cut.

Insurance adjusters are also known to offer quick settlements, tempting victims with immediate payouts that may significantly undervalue the true cost of their injuries and losses. This strategy preys on the financial desperation many face after an accident, hoping victims accept before they fully understand the extent of their damages or consult with a legal professional.

Langston & Lott’s 60 years of experience with insurance companies equips us to counter these tactics effectively. We understand the strategies insurers use to devalue or deny claims and are skilled at building strong cases that protect our clients’ rights. 

By documenting the accident’s impact, negotiating assertively, and preparing for the possibility of litigation, we work to make sure that insurance companies meet their obligations and that you receive fair compensation for your losses. We prevent insurance companies from undervaluing or overlooking legitimate claims, ensuring you are not left bearing the financial burden of someone else’s negligence.