As personal injury attorneys, we often work with clients whose injuries have not only caused pain and suffering but have also affected their ability to earn a living. When your medical condition prevents you from working for an extended period, Social Security Disability (SSD) benefits can be a critical lifeline. But the process can be confusing, and many people are unsure if they even qualify. That’s where we come in. Claimants with representation are more than twice as likely to win benefits: 71% vs. 29%, according to a 2023 SSA study.
Let’s break down the basic criteria you need to meet to be eligible for SSD and what steps you can take to strengthen your claim.
Who Qualifies for Social Security Disability?
If you’ve been injured or are living with a severe illness, you may be wondering if SSD is an option for you. The Social Security Administration (SSA) has strict guidelines, but many people don’t realize they meet them. Here are the main eligibility requirements:
1. Age Requirements
Adults under the age of 65 are eligible to apply for Social Security Disability. While age does play a role in how claims are evaluated (especially for those closer to retirement), anyone younger than 65 who meets the other criteria can file a claim.
2. Disability Must Prevent You From Working
The core requirement for SSD is that you must be unable to perform substantial gainful activity due to your condition. In plain terms, your injury or illness must prevent you from doing your job—or any similar work you are qualified for.
For instance, if you’re a truck driver or construction worker and you suffer a back injury that prevents you from lifting, sitting for long periods, or operating machinery, you may qualify. It doesn’t matter how committed you are or how long you’ve worked in your industry—if your condition keeps you from performing the essential duties of your job, you could be eligible.
3. Duration of Disability
To be approved, your condition must last—or be expected to last—for at least 12 consecutive months, or be terminal. Temporary injuries or conditions that improve quickly typically won’t meet the SSA’s requirements. So if your doctor expects you to be out of work for a full year or longer, you should begin the SSD application process as soon as possible.
Why SSD Claims Get Denied (and How We Help)
It’s no secret: most SSD claims are denied on the first try. The reasons vary—sometimes it’s due to missing medical documentation, incomplete forms, or not clearly establishing how your condition limits your ability to work.
As personal injury attorneys, we know how to build a strong claim from the beginning. We help gather the medical evidence, communicate with your healthcare providers, and present your case in a way that aligns with SSA standards. If you’ve already been denied, we can also guide you through the appeals process, which often leads to better outcomes with proper legal representation.
Social Security Disability Benefits and Your Next Steps
If you or a loved one is dealing with a long-term injury or illness that’s making it impossible to work, don’t wait to apply for SSD benefits. The process takes time—and the sooner you begin, the sooner you can get the financial support you need.
Let us help you determine if you qualify, prepare your application, and fight for the benefits you deserve. We’re here to guide you every step of the way.
