Langston & Lott, PLLC
Tupelo Motorcycle Accidents

Filing an insurance claim after a vehicular accident, workplace injury, or property damage can seem daunting. Facing insurance companies with their extensive resources and skilled teams of adjusters and lawyers can be overwhelming. But that’s where Langston & Lott steps in. We are here to stand up for our client’s rights against these powerful entities, ensuring you have strong advocates on your side.

We can help you fight back against the insurance company’s dirtiest tricks, including:

• Immediate Lowball Offers: Insurers might offer a quick settlement far less than your claim’s actual value shortly after an accident. This preys on claimants in a vulnerable financial position and tempts them to accept quick cash.
• Requesting Unnecessary Information: Insurers may ask for excessive documentation or information that isn’t directly relevant to your claim, hoping you’ll become frustrated or give up.
• Claim Delays: Delaying the claims process is a tactic used to pressure the claimant into accepting a lower settlement out of desperation or to risk the claimant missing important deadlines.
• Disputing Medical Treatments: Insurance companies might question the necessity of medical treatments or the extent of your injuries to reduce the amount they must pay out.
• Blaming the Victim: Insurers often attempt to shift some or all blame onto the claimant to reduce their liability or dismiss the claim entirely.
• Surveillance and Social Media Monitoring: Some insurers monitor claimants’ social media profiles to find evidence that could contradict claims of injury or loss.
• Misinterpreting Policy Language: They might interpret the insurance policy’s language in a way that favors them, arguing that certain damages or injuries are not covered.
• Denying Claims Outright: In some cases, insurance companies may deny a legitimate claim in full, hoping that the claimant lacks the knowledge or resources to challenge the decision.
• Offering Complicated Explanations for Settlements: By making the settlement process seem more complicated than it is, insurers can discourage claimants from pursuing a higher payout.
• Encouraging Not to Hire an Attorney: Insurers may suggest that hiring an attorney will only reduce the claimant’s payout, hoping to avoid the increased settlement amounts that legal representation can often secure.

A knowledgeable attorney can protect you against these tactics and recover the compensation you deserve.